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More than pet insurance pre existing conditions. If you have medical records from your vet showing that your pets condition has been cured for at least six months you may be able to get it covered. Pre existing and hereditary conditions ongoing illnesses as well as how your pets age can affect your cover. Does your pet have a pre existing condition. You can still get insurance with run of the mill pet insurers.
If you know about these conditions youre obligated to disclose them to the insurance company. The longer you put off enrolling the more time there is when something could happen to your pet. Pre existing conditions are significant problems or conditions that your pet has before you enroll him in an insurance program. Either way we can agree that pets are more than just some furry creatures that we welcome into our homes right.
So from the perspective of the pet insurer covering a pet with a pre existing condition is high risk. For example if your pet already has arthritis your insurer wouldnt pay out for any medical care relating to the arthritis but it would help. Can i still get pet insurance. Heres how to insure it.
Can you insure a pet with medical conditions. The good news is not all pre existing conditions are excluded permanently. These are health issues concerns illnesses and injuries which have developed or are showing signs of developing which you or your vet were aware of before you took out the policy. Theres no way to guarantee that your pet wont have a pre existing condition but it can help to enroll in a pet insurance plan sooner rather than later.
Ongoing chronic conditions currently being treated are excluded from the policy. In addition to providing food shelter security and other necessities it is. Are you a pet owner or do you just love pets. Cover for your pets pre existing condition if they havent needed treatment or advice for three continuous months before the policy starts.
Pets are both friends and members of our families and we should treat them as such. My pet has a pre existing condition. For instance cancer heart disease arthritis and some other very common pet ailments are considered pre existing conditions. But those pre existing conditions will be excluded.
If you dont claim for any pre existing conditions in the first year your pre existing cover limit increases in the second year of the policy to 1000. A pre existing health condition is a medical condition that was diagnosed before the pets health insurance took effect. Theyll likely have to pay out far more in medical benefits to that pets family than to other policyholders. Our curious energetic and playful pets can get injured when you least expect it or get sick out of the blue.
500 cover for all pre existing conditions in the first year of your policy. You can still get pet insurance but it will not cover pre existing conditions. You can but most standard insurers wont cover any pre existing medical conditions. That injury or illness would.
You can still take out accident only basic classic or premier cover with us if your pet has a pre existing medical condition however that condition will not be covered under the policy. Youll need to find a specialist insurer if you want cover for any medical conditions your pet has.