Listed Property Insurance

A listed property is a special place to call home.

Listed property insurance. Buildings insurance for listed buildings. Its not as straightforward as normal buildings insurance and you may find that youre restricted by the amount of policies on offer. Some insurers offer opportunities to keep premiums down by including a higher excess charge. Listed property protection lpp is a specialist in providing bespoke insurance cover for listed historic thatched and high value properties.

Listed building insurance is a specialist type of home insurance that covers the structure and contents of a listed property against perils such as damage and theft. Property is insured in two main waysopen perils and named perils. There are some specialist listed building insurance providers but some standard providers will accept listed buildings too or they may have their own listed building insurance. A listed buildings insurance policy usually covers the structural part of your property against damage caused by flooding theft fire and storms.

As standard most listed buildings insurance policies will cover a listed property for damage caused by flooding fire storms vandalism and accidental damage. Cover for listed properties undergoing renovation repair or conversion. Find more information on insuring a listed building here what properties can you insure. Your contents can also be protected under the same policy providing cover for your valuables such as tvs electrical goods and jewellery.

Listed building home insurance works in a similar way to standard home insurance in that you can take out both building and contents insurance policies. Most listed buildings are over 100 years old and need to be restored using traditional materials if damaged which can be very expensive. It might also extend to outbuildings gardens ponds or patios. Property insurance provides protection against most risks to property such as fire theft and some weather damage.

Up to 3 years alternative accommodation. Whether it is a small country cottage a huge barn conversion iconic castle church palace or stately home we can help. Insurance for listed buildings is therefore usually at a higher premium compared to newer homes and non listed buildings particularly if the building has uncommon or archaic features like a thatched roof. This is why its so important.

Listed building home insurance is specific to the needs of listed buildings. However this may not be the best option if for example you live near water or own a property that is particularly old or susceptible to a specific type of damage. This will cover your listed building against costs that result from fires floods subsidence burst pipes or accidental damage. In the event of damage to your property cover for the use of required skills and materials that meet the expectations of your conservation officer.

This includes specialized forms of insurance such as fire insurance flood insurance earthquake insurance home insurance or boiler insurance.